Senior Trainer and Consultant 


Maria Normita Palo has more than 20 years of experience as a senior executive in NGOs, as a trainer and consultant for NGOs, for cooperatives, communities, local government units, donor agencies and for small businesses.

She has carried out assignments in the Philippines, Bangladesh, Fiji, Cambodia, Vietnam, Nepal, Switzerland, Pakistan, Afghanistan for donor agencies that include GTZ, USAID, World Bank, ADB, JICA, World Vision, Horizont3000, DKA, AECID among others.

Rita is a former executive director of the Settlements and Livelihood Foundation in the Philippines and was a university instructor of accounting in Davao City, the Philippines. She is the author of several financial and operations manuals for NGOs.

Her areas of expertise are:

  • Financial management, operations audit, micro-finance appraisal

  • Mid-term, end of project, ex-post e external evaluation of development program and projects of national and international NGOs

  • Development of management courses, providing training courses on financial management, micro-finance projects, marketing, value chain, and human resource management

  • Specialist in training and coaching of trainers, international trainer and adviser for GTZ-CEFE related training

  • Consultancy on capacity-building relating to local governance, strategic planning, and on development of operations manual financial systems, credit and micro-finance operations manual.